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Financial Planning Concepts, Inc.

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Financial Planning Concepts, Inc.
301 N. Main Suite 140 - Epic Center
Wichita, KS 67202
Phone: 316-267-6207
Fax: 316-267-6262
jsmith @fpcincwichita.com
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  • 57% of U.S. workers have saved less than $25,000 for retirement.* -- *2015 Retirement Confidence Survey, EBRI
  • Only 48% of Americans know how much money to save for retirement.* -- *2015 Retirement Confidence Survey EBRI
  • 50% of retirees left the workforce earlier than planned.* -- *2015 Retirement Confidence Survey EBRI
Printed from: www.fpcincwichita.com
  • Financial Planning Concepts, Inc.
  • 301 N. Main Suite 140 - Epic Center, Wichita, KS 67202
  • 316-267-6207 | jsmith@fpcincwichita.com

Credit-Card Debt

How Long Will It Take to Pay My Balance?

If you have accumulated credit-card debt, you can use this calculator to estimate how long it could take you to pay off that debt based on your payment amount.

Your Results

Assumptions:

  • No additional charges are added to the balance.
  • 12 equal billing cycles per year.
My current credit card balance: $0.00
The annual percentage interest rate on your card: 0%
The minimum amount required to pay only the interest: $0.00
Each month you plan to pay: $0.00
At that payment, the time required to pay off your balance: 0 years
You will pay total interest of: $0

This chart shows the number of years it would take you to pay off your balance based on the information you provided. You can substantially reduce the time needed to pay off your debt and your total interest paid by increasing monthly payments. If you feel your credit card interest rate is too high, you may want to consider whether you can transfer your balance to a lower-interest card.

Credit Card Balance Over Time

 

This hypothetical example is used for illustrative purposes only. Actual results will vary.

The information in this calculator is not intended as tax or legal advice, and it may not be relied on for the purpose of avoiding any federal tax penalties. You are encouraged to seek tax or legal advice from an independent professional advisor. The content is derived from sources believed to be accurate. Neither the information presented nor any opinion expressed constitutes a solicitation for the purchase or sale of any security.

This material was written and prepared by Emerald Connect, LLC.
© 2019 Emerald Connect, LLC. All Rights Reserved.

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Market Watch

Last Closing Prices

Latest Available Stock Quotes
Ticker Name Percent Difference (when noted with %) otherwise Last Price Difference (where applicable)
Dow Jones Industrials 26,719.13 -0.13%
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Contact Us

Financial Planning Concepts, Inc.
301 N. Main Suite 140 - Epic Center
Wichita, KS 67202
Phone: 316-267-6207
Fax: 316-267-6262
jsmith @fpcincwichita.com
Map and Directions

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